Can IUL Beat the S&P 500 Over 20 Years? (Episode 18)

Harness the showdown between Wall Street and a max-funded Indexed Universal Life policy. Doug Andrew’s team exposes hidden fees, taxes, and sequence-of-returns traps while unveiling the L.A.S.E.R. Fund’s 0% floor and uncapped S&P strategy.

Witness how tax-free policy loans, insurer guarantees, and smarter indexing preserve wealth through every crash and rebound.

Now that you see how predictable income beats raw growth charts, this episode reveals:

- Why zero-loss years compound faster than risky 401ks

- How IUL loans create lifetime cash flow without draining principal

- Real case studies proving retirees can double wealth while sleeping soundly

Whether you fear market crashes, rising taxes, or outliving savings, these insights show how the Laser Fund framework can secure your family’s future.

00:00:32 – Can IUL Beat the S&P 500 Over 20 Years?

00:04:50 – Zero Percent Floor: Ending Sleepless Nights in Bear Markets

00:09:14 – Guarantees Explained: Why Insurers Outlast Wall Street Crashes

00:15:04 – Sequence-of-Returns Risk: Retiring at the Worst Possible Time

00:19:30 – Simulator Proof: IUL vs Taxable Account Income at 65

00:25:14 – How Policy Loans Deliver Tax-Free Retirement Cash Flow

00:33:40 – Variable vs Zero-Wash Loans: Which Multiplies Wealth Faster?

00:38:59 – 4 % Rule Flawed—IUL’s Predictable Payout Beats It Cold

00:40:07 – Take Action: Steps to Build Your Laser Fund Strategy

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