Flexible Loans Inside IUL: Borrow Smart, Stay Liquid (Episode 14)

Discover how the Three Dimensions of Authentic Wealth can protect your family and your business when life takes an unexpected turn. Doug Andrew and the team explore why the death benefit in a properly structured Indexed Universal Life (IUL) policy is not just a feature—it’s the foundation. Learn how IUL’s built-in safety net offers financial dignity when loved ones pass away unexpectedly, and how policy loans provide strategic liquidity without halting compound growth.

This episode uncovers:

- How IUL protects families and legacies in times of crisis

- Why business owners use IULs for buy-sell and working capital

- How IUL loans allow you to access money without penalties or taxes

Peace of mind is more than a feeling—it’s a financial strategy.

00:01:56 – Joe Biden Diagnosis Sparks Wealth Protection Talk

00:02:27 – IUL’s Death Benefit: Most Overlooked Feature

00:04:09 – Real Stories Where IUL Saved Families

00:07:58 – How IUL Provides Peace During Illness

00:10:36 – How Business Owners Use IUL for Growth

00:17:08 – IUL Loans Explained: Why It Beats Withdrawals

00:22:10 – The Truth About IUL Loan Flexibility

00:28:00 – Crypto vs IUL: Which Is Safe for Retirement?

00:35:09 – Why “93 Million” Shows Compound Interest Power

00:40:44 – Final Advice: Plan, Protect, and Prosper with IUL

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