Government Waste, National Debt & Your Retirement Plan (Episode 16)

Discover how shattered trust in Washington and ballooning national debt threaten your savings. Doug Andrew and the 93 Million team reveal the “Laser Fund” solution—combining tax-free IUL growth, liquidity, and zero-percent market floor—to outpace looming tax hikes. Learn why exposing $160 B in Covid fraud matters for your 401(k), how real IUL statements delivered 111 % gains, and where real estate fits when liquidity dries up.

Now that you see the benefits of a diversified, tax-free strategy, this episode reveals:

- How government waste signals higher future taxes and what to do now

- Proof that max-funded IULs outperform while capping downside risk

- Ways to pair IUL liquidity with real-estate equity for stress-free retirement

Whether you fear rising tax brackets, market crashes, or late-life cash crunches, these insights show how the Laser Fund framework can fortify your family’s future.

00:00:30 – Government fraud exposed: $160 B wasted, receipts halted the cash flow

05:12:00 – Trust in government hits record low—why retirees should worry now

12:42:00 – 1 % tax to 94 % peak: history predicts future hikes

18:46:00 – IUL 101: tax-free safety net with zero-percent market floor

25:15:00 – Real client statements show 111 % gains, no crash losses

32:45:00 – Four IUL myths debunked: fees, risk, performance, fiduciary costs

33:13:00 – Real estate headaches vs IUL liquidity for retirement cash flow

38:22:00 – House-rich cash-poor? How to unlock equity tax-free

39:58:00 – Action plan: consultations, IUL Challenge, secure authentic wealth

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