Tax Bill Drama, Taking Risks Near Retirement, And IULs vs IRAs (Episode 15)

Unlock authentic wealth with Indexed Universal Life and balanced strategy. Doug Andrew’s “93 Million” podcast merges Foundational, Intellectual, and Financial assets inside a max-funded IUL to deliver tax-free income and a zero-percent market floor. Discover smarter indexing, eliminate hidden cost drag, and fortify your legacy while escaping looming tax hikes.

This episode reveals:

- Why expiring tax cuts could raise your bracket by 17 %

- The 4 % rule trap—and how IUL pays double, tax-free

- Policy-audit tips to stop fees draining your future

Build peace of mind, compound growth, and family protection through the L.A.S.E.R. Fund framework.

00:00:00 - Meet Doug Andrew & Crew—Taxes, Risk and IUL Wealth Secrets

00:01:33 - Will Congress Extend 2017 Tax Cuts or Trigger Massive Hikes?

00:03:29 - Bracket Jump Math: 22 → 25 % Equals 13 % Higher Tax Bills

00:09:08 - Retirement Roulette: High-Risk Catch-Up Strategies Often Backfire

00:12:53 - Singles & Doubles Investing Beats Desperate Grand-Slam Gambles

00:18:14 - Policy Audit 101: Slash IUL Cost Drag Below One Percent

00:25:10 - $1 Million Net-Income Showdown—IRA, Annuity, Bank, Mutual Fund, IUL

00:32:56 - Properly Structured IUL Delivers 70 K Tax-Free, Keeps 1.8 M Growing

00:42:23 - Action Plan: Free Consult to Build Tax-Free Income Shield

00:44:06 - Grab The Laser Fund Book Free—Master Tax-Free Compounding

00:50:09 - Q&A: How to Smell “Gas Leaks” in Badly Built Policies

00:53:04 - Top Takeaways: Balance Risk, Audit Policies, Secure Authentic Wealth

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