93 Million with Doug Andrew

How to Build a Tax-Free Wealth Strategy (The 93 Million Plan)

Could focusing on products rather than strategy be quietly undermining your financial future? In this episode of 93 Million with Doug Andrew, you'll learn how to build a powerful, tax-free wealth strategy based on principles of liquidity, safety, and rate of return, ensuring you're positioned for long-term financial success.
Join host Greg Duckwitz, along with financial strategists Doug Andrew, Emron Andrew, Aaron Andrew, and Brandon Johnson, as they explain why traditional approaches to retirement planning may be leaving you exposed to unnecessary risk and hidden costs. The team introduces the LASER Fund (Liquid Assets Safely Earning Returns) concept, emphasizing the importance of a solid financial foundation and a strategic focus over chasing "shiny objects."
Discover how properly structured Indexed Universal Life (IUL) policies provide a unique combination of tax-free growth, income flexibility, and robust protection against market downturns. The panel dives deep into the mechanics of indexing, sharing insights on how to select and manage various indexes to maximize your financial growth safely and effectively.
Tune into this detailed discussion and equip yourself with the tools to build your own secure, tax-advantaged retirement strategy, empowering you to reclaim control and enjoy greater peace of mind in your financial future.
Key topics covered: Indexed Universal Life (IUL), LASER Fund concept, tax-free income strategies, financial liquidity and safety, retirement income planning, indexing strategies, financial leverage.

Indexed Universal Life (IUL) Explained: The Tax-Free Wealth Strategy

Are traditional retirement plans like IRAs and 401(k)s quietly sabotaging your wealth? In this episode of 93 Million with Doug Andrew, the financial myths around conventional retirement accounts are exposed, revealing why millions of Americans find themselves trapped by hidden fees, market losses, and unexpected taxes.
Join host Greg Duckwitz and financial experts Doug Andrew, Emron Andrew, Aaron Andrew, and special guest Scott Reynolds as they debunk the myth that you'll retire in a lower tax bracket and uncover the truth behind the tax trap inherent in IRAs and 401(k)s. Learn how hidden fees and market volatility can significantly erode your savings, and why traditional retirement plans often benefit Uncle Sam more than you.
The team also introduces Indexed Universal Life (IUL) as a powerful alternative—offering tax-free growth, protection from market downturns, and unmatched financial flexibility. Discover why IUL strategies can be a safer, more predictable way to secure your retirement and financial legacy.
Tune in to this enlightening discussion and learn how you can reclaim control of your financial future through smarter, tax-advantaged wealth management strategies.
Key topics covered: Indexed Universal Life (IUL), tax-free retirement strategies, hidden fees, IRA and 401(k) tax traps, market losses, liquidity and control.

How the Ultra-Wealthy Build & Protect Wealth (Beyond Stocks & 401(k)s)

Ever wonder how the ultra-wealthy grow and protect their fortunes without relying on stocks or traditional retirement plans? In this insightful episode of 93 Million with Doug Andrew, Doug Andrew and his expert team unveil the secret strategies used by banks, billionaires, and savvy entrepreneurs to multiply wealth and minimize risk—far beyond Wall Street.
Join host Greg Duckwitz along with Doug Andrew, Emron Andrew, Aaron Andrew, and special guest Brandon Johnsen, as they explore sophisticated yet accessible wealth-building techniques like Bank-Owned Life Insurance (BOLI), Corporate-Owned Life Insurance (COLI), and Indexed Universal Life (IUL). Discover how these tools offer tax-free growth, unparalleled liquidity, and safe, positive leverage that even the most conservative institutions rely upon.
This episode also addresses the "ticking tax time bomb" within traditional IRAs and 401(k)s, and why Uncle Sam is the last partner you'd ever want in your retirement plan. Learn how to harness strategies that provide greater liquidity, control, and predictability in your financial future, protecting you from market downturns and unforeseen financial pitfalls.
Tune in to uncover the wealth management principles typically reserved for the financial elite and learn how you can apply them to achieve greater financial security and freedom.
Key topics covered: Bank-Owned Life Insurance (BOLI), Corporate-Owned Life Insurance (COLI), Indexed Universal Life (IUL), tax-free retirement strategies, leveraging wealth, liquidity and control.

The Retirement Lie: Why 401(k)s & IRAs Could Cost You Millions

Think your 401(k) or IRA is the ultimate retirement solution? Think again. In this eye-opening episode of 93 Million with Doug Andrew, Doug Andrew and his financial experts reveal the hidden pitfalls of traditional retirement accounts like 401(k)s and IRAs, uncovering how these widely-used investment vehicles could actually cost you millions.
Join host Greg Duckwitz, along with Doug Andrew and special guests Emron Andrew, Aaron Andrew, and Scott Reynolds, as they break down the critical flaws of conventional retirement strategies, including how taxes, fees, and market volatility can significantly erode your retirement savings. Discover the powerful alternative of Indexed Universal Life (IUL) insurance and learn how its zero-percent market-loss floor and tax-free growth capabilities can protect your wealth and secure your financial future.
This episode tackles common misconceptions spread by financial personalities like Dave Ramsey and highlights real-world examples demonstrating how properly structured IULs consistently outperform traditional retirement plans.
Tune in to learn why understanding these critical differences today could protect your financial legacy tomorrow.
Key topics covered: Indexed Universal Life (IUL), retirement myths, market volatility protection, 401(k) & IRA risks, tax-free retirement strategies.

How Small Financial Decisions Create Exponential Wealth (93 Million Principle)

How Small Financial Decisions Create Exponential Wealth (93 Million Principle)
Have you ever wondered how seemingly small financial decisions can drastically impact your future wealth? In the debut episode of 93 Million with Doug Andrew, Doug and his expert team uncover the power of compound interest and how tiny adjustments can exponentially grow your wealth over time.
Join Doug and his host Greg Duckwitz along with his special guests, including seasoned financial strategists Emron Andrew, Aaron Andrew, and Brandon Johnsen, as they demystify common money myths and introduce the remarkable "93 Million Principle"—illustrating how even the simplest financial actions, consistently applied, can yield extraordinary results.
You'll discover why most Americans unknowingly sabotage their financial futures by misunderstanding compound interest and taxes, and how a properly structured Indexed Universal Life (IUL) policy can help you harness tax-free growth, protect your money from market volatility, and create authentic, lasting wealth.
Listen now and learn how small, intentional steps today can secure exponential wealth tomorrow.
Key topics covered: compound interest, IUL strategies, retirement planning, tax-free growth, financial myths.